The most-effective way to defeat scammers is to know how to identify scams. You should just hang up on any call you're uncertain of and ignore suspicious emails. Scammers are always finding new ways to steal your money and personal information by exploiting your fears.
One common tactic scammers use is posing as Federal agents and other law enforcement. They may claim your Social Security number is linked to a crime. They may even threaten to arrest you if you do not comply with their instructions. Just hang up.
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