Taxpayers who turned 70½ during 2018 in most cases must start receiving required minimum distributions (RMDs) from Individual Retirement Accounts (IRAs) and workplace retirement plans by April 1, 2019.
The deadline applies to owners of traditional IRAs but not Roth IRAs. Normally, it also applies to participants in various workplace retirement plans, including 401(k), 403(b) and 457 plans. The April 1 deadline only applies to the required distribution for the first year.
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